Client Agreement

Trade BIB LLC (a company incorporated under the laws of Saint Vincent and the Grenadines, registration number 915 LLC 2021, with an office at Euro House, Richmond Hill Road, Kingstown, St.Vincent and the Grenadines, hereinafter — the Company), according to the terms and conditions of this Client Agreement (hereinafter — the Agreement), provides an individual (hereinafter — the Client) with access to the site tradebib.com (hereinafter — the Website) and the Trade BIB mobile application (hereinafter — the Mobile Application) for the purpose of the Client concluding trading operations using financial instruments provided by the Company.

Unless otherwise specifically stated in this Agreement, all services provided by the Company through the Website are also provided through the Mobile Application.

1. General Provisions

1.1. The Client accepts the Agreement by registering and creating an Account on the Website. Acceptance of the Agreement means full and unconditional agreement of the Client to its terms and conditions.

1.2. The place of supply of services is Saint Vincent and the Grenadines.

1.3. The Privacy Policy and the Cookie Policy published on the Website are integral parts of this Agreement.

2. Terminology

Term	Definition
Account	The Client's account on the Website, necessary for authentication and the provision of access to their Personal Account.
Asset	Stock indices, stocks, commodities, and currency pairs available for trading using financial instruments provided by the Company.
Account Balance	The total amount of funds in the Client's Account, excluding Open Trades. The amount of the Account Balance is the amount of the Company's financial obligation to the Client at a particular point in time unless otherwise specified.
Risk-free Trade	A Trade that is concluded by the Client at the expense of the Company. The Client has the right to dispose of the profit received as a result of such a Trade at their own discretion and without any restrictions. Risk-free Trades are not a financial obligation of the Company to the Client.
Demo Account	A virtual account for the Client on the Trading Platform, reflecting in real time the results of their Trading Operations on that account. The currency of the Demo Account always matches the currency of the Client's Real Account. Demo Account funds are not a financial obligation of the Company to the Client.
Deposit	Monetary funds deposited by the Client in their Account.
Trading Platform	A computer system that is accessed through the Client's Personal Account and is used to display Quote streams transmitted from the Company Server, to place the Client's Trading Orders, to reflect the results of their execution, and to perform other actions related to the execution of Trading Operations.

3. Trading Mechanics

The following Trading Mechanics are available to the Client:

3.1. Fixed Time Trades (FTT)

3.1.1. When opening a Trade, the Client indicates the Asset, the amount of the Client's investment in the Trade, the direction of chart movement, and the time of closing of the Trade.

3.1.2. The Trade closes upon reaching the selected closing time.

3.1.3. If at the moment of closing of the Trade, the current Quote of the selected Asset is higher than its Quote at the moment of the opening of the Trade, the Trade is considered profitable if the selected direction of chart movement is "up." If at the moment of closing of the Trade, the current Quote of the selected Asset is lower than its Quote at the moment of the opening of the Trade, the Trade is considered profitable if the selected direction of chart movement is "down."

3.2. 5ST

3.2.1. When opening a Trade, the Client indicates the Asset, the amount of the Client's investment in the Trade, and the direction of chart movement.

3.2.2. The Trade closes automatically five (5) seconds after its opening.

3.2.3. If at the moment of closing of the Trade, the current Quote of the selected Asset is higher than its Quote at the moment of the opening of the Trade, the Trade is considered profitable if the selected direction of chart movement is "up." If at the moment of closing of the Trade, the current Quote of the selected Asset is lower than its Quote at the moment of the opening of the Trade, the Trade is considered profitable if the selected direction of chart movement is "down."

3.3. Dynamic Range Trading (DRT)

3.3.1. The DRT Trading Mechanics is available only on Real Accounts.

3.3.2. In the DRT Trading Mechanics, the chart of the Asset has two moving lines, which form a range. The range is generated depending on the standard deviation of the Asset Quotes.

3.3.3. When opening a Trade, the Client indicates the Asset and the amount of the Client's investment in the Trade. The range remains fixed from the moment the Trade is opened until it is executed.

4. Registration and Verification of the Client

4.1. The registration procedure is mandatory for the Client.

4.2. To register on the Website, the Client must perform the following actions:

• enter their email address and create a password;
• select the currency of the Account;
• accept the terms and conditions of this Agreement.

4.3. By accepting the terms and conditions of this Agreement, the Client guarantees the following:

• that they are a legally capable adult;
• that they have read the terms of this Agreement and agree to them.

4.4. In order to ensure the legality and security of the provision of services, the Company conducts a procedure for verifying the identity of the Client and the information indicated by them (verification). In doing this, the Company has the right to request that the Client provide a photograph of:

• the spread (page) of the Client's passport with his or her photograph and personal data; or
• the front and back of the Client's ID card; or
• the Client's driver's license.

5. Procedure for Conducting Non-trading Operations

5.1. The official methods of Account crediting and Withdrawal of Funds are the methods indicated on the Company's Website. The Client assumes all the risks associated with the use of payment systems, as well as payment of commissions of payment systems and/or payment system Providers for making payments and/or currency conversion.

5.2. To credit the Account, the Client uses the internal interface of the Website. The minimum Deposit amount is $10/€10 or an equivalent of $10 (depending on the currency of the Account).

5.3. Crediting of an Account using the payment details of third parties is prohibited.

5.4. For the Withdrawal of Funds from an Account, the Client creates a corresponding request using the internal interface of the Website. The minimum Withdrawal amount is $10/€10 or an equivalent of $10 (depending on the currency of the Account).

5.5. A Client's request for Withdrawal of funds is processed by the Company within 3 (Three) business days following the day of filing such a request.

6. Client Risks

11.1. The Client fully acknowledges the following:

• the conducting of Trading operations with financial instruments is accompanied by significant risks. Before using the Company's services, the Client needs to analyze their financial capabilities;
• the Trading Operations they carry out through the Trading Platform are not Trades concluded on an official exchange. They are over the counter, and therefore carry a greater risk for the Client than official exchange Trades;
• any information and/or recommendations they receive on the Website from representatives or partners of the Company are not considered a direct offer to conduct a Trading Operation or a financial transaction;
• they may incur financial losses as a result of malfunctions and/or failures in the operation of computer equipment, software, an unstable internet connection, power outages, or other technical factors;

11.2. In some countries, use of the Company's services may be restricted or prohibited by law. The Client assumes all risks associated with analysis of the legislation of their country, or their country of residence, for such restrictions or prohibitions, as well as responsibility for using the services of the Company in countries where they are restricted or prohibited.

11.3. The Client acknowledges that the Company does not guarantee receipt by the Client of profit in any amount or the absence of losses in the course of the Client using the services.

7. Guarantees and Liability

12.1. The Company is not a credit institution, does not conduct banking activities, does not attract monetary funds from individuals for the purpose of investing it with interest over a certain time period, and does not open or maintain bank accounts.

12.2. The Company does not provide its services in the following territories or to citizens and/or residents of the following countries (territories): North Korea, Canada, USA, Australia, Austria, Belgium, Brazil, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Germany, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Norway, Iceland, Liechtenstein, Sweden, United Kingdom, Andorra, Vatican, Monaco, San Marino, Cyprus, Switzerland, Israel, Syria, Singapore, Hong Kong, New Zealand, Iran, Saint Vincent and the Grenadines, Moldova, Japan, Russia, Belarus, Afghanistan, Iraq, Libya, Palestine, South Sudan, Albania, Haiti, Jamaica, Mali, Myanmar, Nicaragua, Senegal, Zimbabwe, Cuba, United Arab Emirates, People's Republic of China, Wallis and Futuna, American Samoa, Aruba, Bermuda, Cayman Islands, Cook Islands, Curaçao, Gibraltar, Guadeloupe, Martinique, Niue, Saint Helena, Saint Pierre and Miquelon, Turks and Caicos Islands, in cases when it is contrary to the current legislation of those countries and/or the Company's internal policy.

12.3. The Client guarantees the following when using the services of the Company:

• they conclude Trades exclusively in their own name and in their interest;
• they are not a citizen and/or resident of a country in which the Company does not render its services.

8. Complaints and Dispute Resolution

13.1. In the event of a dispute, the Client first must contact the Company's Client Support Service using the contacts specified in section 14 of this Agreement.

13.2. When submitting a complaint, the Client must indicate the following information:

• the Client's first and last name;
• the Client's email address;
• when (date) and which operations were involved when the dispute arose or was detected;
• a detailed description of the situation;
• attached files confirming the dispute (if any).

13.3. When considering a Client's complaint, the Company is always guided by their interests and is obliged to give a preliminary response within 2 (Two) business days from the day the complaint is received.

13.4. Within 10 (Ten) business days from the day following the date of the complaint, the Company provides the Client with an answer about the measures taken to resolve the dispute, as well as recommendations for further actions by the Client.

9. Contacts

10. Final Provisions

17.1. The Client does not have the right to fully or partially transfer their rights and obligations under this Agreement to a third party.

17.2. In the case of a discrepancy between the text of this Agreement in English and the text in other languages, the version of the Agreement in English shall prevail.

17.3. This Agreement is governed by the laws of Saint Vincent and the Grenadines. Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity, or termination, shall be submitted and finally resolved by the court in accordance with the laws of Saint Vincent and the Grenadines.

Effective September 3, 2025